College savings with tax advantages
We offer two types of 529 plans that allow you to prepare for college — Prepaid and Savings. Choose one or both.
Prepaid PlansPurchase a guaranteed plan with fixed payment options to lock in future college costs for less. |
Savings PlanInvest for tomorrow’s education expenses, contributing what you can, when you can. |
|
|---|---|---|
| Guaranteed by the State of Florida | ||
| Age requirement (newborn – 11th grade) | ||
| Tax-free growth | ||
| Florida residency required for purchase | ||
| Use plan value nationwide | ||
| Gift contributions accepted | ||
| Transfer or cancel at any time | ||
| Use with scholarships | ||
| How Prepaid Plans Work Plan Prices | How Savings Plans Work Investment Options | |
Learn More About Our Plans
-
![icon of clipboard]()
Should I Choose a Prepaid or Savings Plan?
-
![icon of piggy bank]()
Our Ultimate College Savings Beginner's Guide
-
![icon of grad cap]()
Frequently Asked Questions
Testimonial: A Smart Choice
When you consider the quality of the Florida colleges and universities, and the corresponding graduation rates, Florida Prepaid Plans are the most cost effective plans in the country by a large margin. Also, the plan value can be applied to schools nationwide.
Sean Moore, CFP, ChFC
SMART College Funding
College? Definitely! An Aspirational College Savings Blog
2020 Florida Bright Futures Scholarship Program Update
Florida’s Bright Futures Scholarship Program is as popular as ever, and with some recent modifications, it’s time for a few updates to keep us all straight. While the Class of 2020 has faced some challenges due to COVID-19, they have caught a much-needed break with some conditions being adjusted to help students complete their requirements. […]
Read More-
![]()
A 5-step roadmap to build reading fluency this summer
-
![]()
“We blinked”: Graduating twins ready to use Plans
-
![]()
Prepaid Plan Open Enrollment Extended Until May 31, 2020
